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resources: 7 Misconceptions About Retirement
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  1. THE TRANSITION TO RETIREMENT WILL BE EASY, AND EVERYTHING WILL FALL INTO PLACE ONCE I STOP WORKING.

    Don’t set yourself up to feel disillusioned when that day comes. Retirement can be a difficult transition, especially without a plan. Know how you want to spent your time and talents as well as your money.
  2. MY MARRIAGE WILL BE IMPROVED BY RETIREMENT.

    Couples often anticipate that having more time together will enrich their relationship. But many people are surprised to discover how much stress retirement can place on a marriage. You can prevent problems by discussing your expectations and preferences ahead of time.
  3. TRADITIONAL RETIREMENT, WITH A FOCUS ON REST AND RECREATION, IS FOR EVERYONE.

    The key to a longer and healthier life is to stay physically active and mentally stimulated. A recent survey reports that people over 50 want retirement to be a second act, as well as a time for rest and renewal. Many expect to work in jobs that promote the public good and also allow them flexibility.
  4. BECAUSE BRAIN POWER DECLINES WITH AGE, IT IS TOO LATE TO LEARN NEW SKILLS.

    Recent research confirms that the human brain retains an amazing degree of plasticity and the capacity for learning throughout life. It works like a muscle.  The more you use it, the healthier it becomes.
  5. WHAT IS MOST IMPORTANT FOR HAPPY RETIREMENT IS FINANCIAL SECURITY.

    There is no doubt that financial security plays an important role in retirement satisfaction. Attitude, however, has been shown to be the most important factor in determining whether retirement is happy and rewarding.
  6. WHEN I RETIRE I WILL BE FINISHED GROWING AND CHANGING.

    Life is a continuous cycle of change requiring flexibility and adaptability, which improve with age. Personal growth is highlighted at this stage as we shift our attention from the external world of work to a more internal focus.
  7. RETIREMENT SIGNALS THE END OF LIFE IN MANY WAYS.

    Yes, retirement may signify the end of your career life, but it marks the beginning of an exciting new journey.  You have the freedom to start over, take charge of your own life and use your time and energy the way you want. As Bill Gates says, "It's not about retiring; it’s about reordering your priorities."

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